Running is a great sport. You probably didn’t need me to tell you that. But it does have one drawback, namely injuries.
According to research by the University of Gothenburg in Sweden, nearly half of runners get injured every year. So the next time you’re on the starting line, look around, because it’s likely one-in-two will have been injured leading up to the race. That is of course if you make it to race day.
I have two DNS’s (did not start) to my name, so I know how frustrating it can be. Especially when, having finally accepted the situation, you realise the financial implications of it all. With race entry fees forever increasing and some organisers refusing refunds, losing a chunk of money through no fault of your own can be difficult to digest.
Which is why I recommend that if you are a Strava subscriber, you enable the Sundays Insurance freebie perk as soon as possible.
A quick note
First and foremost, I know this all sounds like a plug for Sundays Insurance. I have no affiliation with them nor have I received any incentives to write nice things about them.
My aim is to highlight this service that comes as part of a Strava subscription. I don’t think it has been advertised well and signing up to Sundays Insurance is a bit of a no-brainer.
Who are Sundays Insurance?
Sundays Insurance covers theft, accidental damage and suchlike for cyclists. They also provide some benefits to runners as well, even though they are – cue pun – mainly geared towards cyclists.
Their website is here.
What do Sundays Insurance offer?
If you are a Strava subscriber, they provide the following cover for free:
- Device damage – Up to £350.00 for cyclists who smash their bike or device.
- Taxi fair – Up to £30.00 for cyclists who need a lift home if their bike conks out.
- Run entry fee – Up to £75.00 for runners who miss a race through injury or illness.
What’s the catch?
This article by DC Rainmaker, after Strava announced the link up with Sundays Insurance in 2017, might be worth a read. Essentially, there are a few strange terms and conditions to consider, although these oddities are on the cycling side of things.
It also depends on how you feel about an insurance firm potentially tapping into your fitness data.
You can only make one race entry fee claim per year. You also need to renew your Sundays Insurance policy every year, too. Oh, and it’s currently only available to Strava users in the US, UK and Australia.
How do I sign up?
Just head to the Perks section while using the desktop version of Strava. Locate the Sundays Insurance section, then click on the link and activate it.
How I’ve used them
I have used Sundays Insurance twice in the past couple of years to get partial refunds on my race entries.
In 2019, I had a severe case of shin splints and had to pull out of the Frankfurt Marathon. They replied to my claim within two days, asking for confirmation of my race entry along with a letter from a certified medical practitioner. I sent both documents and received £75.00 from them about a week later.
This year, I was due to run the Chiltern Wonderland 50-mile trail race, but one of my glute muscles was giving me proper grief. So I claimed the entry fee again, sent them what was required and £75.00 is once again en route to my bank account.
On both occasions the reimbursements helped deal with the disappointment of not being able to race. So if you are a runner with a Strava subscription, I recommend you sign up to Sundays Insurance as soon as possible.